Need Car Finance Fast:

But have run out of options due to poor credit history?

Here at Search Car Finance we know that everyone’s financial situation is different and that each lender has a different criteria for accepting car finance. For that reason we work with many lenders, some of which specialise in poor credit car finance.

With no obligation and no impact on your credit score. As soon as you’ve clicked submit, we’ll get to work finding you the best deal from our wide panel of lenders.

Your Monthly Budget Calculator

If i borrow

Best rate

8.9%

For (months)

Monthly repayment

£ 117.08

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Welcome to Search Car Finance

Follow our simple 3-step-car finance process to get your new car:

Get Car Finance approval

Fill in the application form to see if you will be approved.
In most cases one of our lenders will give you a decision within a few minutes.

Choose a car

Once your finance has been approved you can head over to a car dealer of your choice and pick your car.

Drive away

The dealer will do a few checks to verify your identity and once that is complete you will be given the keys and can drive away on your brand new car.

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Remember we may still be able to help if you:

Need car finance of up to £50,000

Have been refused elsewhere

Want easy to manage monthly payments?

At Search Car Finance we believe getting a car finance should be easy and stress-free. That’s why many of the lenders we work with accept county court judgments (CCJ’s) and those with a poor credit history when applying for car finance.

We are totally dedicated to ensuring that no matter what your situation is we’ll work with our lenders to find you the best deal based on your circumstances. Search Car Finance do all the searching for you.

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Frequently asked questions

Do I need to be employed to apply for car finance?

Proving that you are able to afford the repayments is an essential part of the application process for securing car finance through one of our lenders. You will have to show that you receive a regular income from either full or part-time employment and at Search Car Finance we welcome applications from the self-employed and people on benefits.

What if I have CCJs or a bad credit rating?

Search Car Finance works with a number of lenders who specialise in bad credit car finance so even if you have a poor credit rating and have been refused elsewhere our car finance team may still be able to help you find a lender.

How much can you borrow?

When you apply through Search Car Finance you can borrow between £3000 - £50000 to finance your car. The amount you can borrow may very depending on which provider we can match to your circumstances.

Our partners are responsible lenders and will take into account how much you can reasonably afford to pay when deciding on the amount they are prepared to lend.

How will I receive the car finance?

The money is paid directly to the car dealer once you’ve had your application approved and they have confirmed your identity. All you need to do is head over to the car dealer of your choice and they will quickly finalise the paperwork.

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Discover how we care for you here at Search Car Finance

You are our no.1 priority, our team and partners have expert knowledge to help you work out what are your best options and to get your car finance sorted quickly.

Our partners always review whether you can afford the loan repayments and will never provide a loan you can’t afford.

We won’t judge you on your credit history even if the County Court Judge has!

This means that even if you’ve got CCJ’s or a poor credit history, we may still get approval for your car finance and you can choose what suits you best.

You can choose the length of your agreement for up to 60 months.

You are in control of how much you pay, what your monthly payments are and how long your monthly payments last for. You can have your car finance over 12 months or if you want a lower monthly payment, you can choose to borrow the money over 5 years.

In most cases you can get your car finance sorted within a few hours.

When you need car finance quickly, up to £50000 we may be able to help. In most cases we can get you a decision quickly and you can head over to the car dealer within a few hours.

We can help you with all the following:

Car Finance
No Deposit Car Finance
Car Finance for bad credit
Car Finance for CCJ

Bad Credit Car Finance
Used car finance
Car finance with poor credit
Car finance broker

Applying for car finance with multiple companies all at once

Applying with multiple companies all at once wont increase your chances of getting car finance and it may affect your chances of securing finance as too many applications in your credit file may give red flags to potential lenders as it can show signs of desperation.

When you apply for car finance through a broker we’ll match your circumstances to a lender criteria, if you have bad credit we’ll match you to a lender who works with people on the same circumstances as yourself.
Using a company that isn’t FCA approved

It’s against the law for a company to act as a broker without FCA approval. Search Car Finance and all its partners are FCA approved. We work under strict guidelines to ensure all our customers are treated fairly.
Using a company that adds hidden charges

We do not charge any hidden fees and you can apply for your car finance online 24/7!